Getting eyeglasses is often perceived as an expensive and cumbersome task by many. However, the reality is that it's not as complicated as it seems. If you already have a prescription from an optometrist, you can easily meet your eyeglass needs through an online platform, bypassing the hassles of traditional brick-and-mortar stores. What's even better is that by making smart use of your insurance benefits, you can significantly reduce the cost of your prescription eyeglasses. In this article, we'll share our experiences and offer advice on how to save money on your eyeglasses through insurance.
Available Insurance Benefits for Prescription Lenses in the US
- FSA or HSA: Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) are health benefit accounts in the United States designed to manage medical expenses. FSAs are typically employer-provided benefit plans with limited deposits that may expire at year-end, whereas HSAs have specific eligibility requirements and allow funds to accumulate and be invested without expiration limits.
- VSP Vision Insurance Plan: VSP is the largest vision insurance policy in the United States, with over 70 million people enrolled. By enrolling in this plan, you can save money on eye exams, optometry services, eyeglass frames, lenses, contact lenses, and more. VSP insurance also covers optometry expenses.
- Major Insurance Companies: If you need to purchase vision insurance independently, consider exploring larger local insurance companies like Humana, United Healthcare, and others. Many insurance plans available on the marketplace are also provided by these companies.
How to use vision insurance at NextPair?
Once you've gone through the steps of choosing frames, selecting lenses, uploading optometry prescription, and placing an order on NextPair, you can take advantage of your vision insurance through the offline reimbursement option. Start by identifying your insurance provider on the NextPair website and download the reimbursement form. If your insurance company is not listed, you can download a reimbursement form from their website or use the generic reimbursement form provided by NextPair. Additionally, you will receive a NextPair invoice and order details via email. Complete the reimbursement form and submit it along with the invoice to your vision insurance provider, then patiently await reimbursement.